LEAVING US IN A DITCH? Potholes are becoming more and more of a problem in Chelsea due to a lack of local maintenance funding and the changes in the UK weather. Potholes despite being seen as a miner problem they can affect so many drivers on a daily basis.

COSTING US OUR LIVELIHOOD? It is estimated that the cost of living looks expected to continue to rise this year with stable incomes versus increasing costs of everyday household items. In recent years the cost of living has been as high as 5 times more than wage rises.

BETTER SAFE THAN SORRY! In this day and age it seems as if everyone is trying to sell you insurance for everything such as pet insurance, phone insurance, laptop insurance and tablet insurance.

AVOIDING THE DOWNWARD SPIRAL. In the beginning everyone thought these payday loan lenders where all doing us a favour and it sounds so simple borrow a little bit of money just before your payday and then pay back on your payday.

ARE YOU AN ONLINE SHOPPER AND A BARGAIN SURFER? We do not know to what extent the increasing activity of online shopping will eventually have on our Chelsea based high street retailers but some predict it may end the high street shopping as a whole in the future.

ARE WE GETTING TOO STRESSED AT WORK? While some workplace stress is completely normal, excessive stress can interfere with your productivity and impact your physical and emotional health. This means your ability to deal with it can mean the difference between success or failure.